Soft loans

Residential sector (private residential buildings, social housing)

In a nutshell

The idea of a soft loan is that home owners can borrow money to carry out energy-efficient renovation work in their homes for a lower interest rate than the standard market conditions. It is an incentive for home owners.

Business model alternatives you can opt for depending on the money and staff you have available for setting up the financing scheme:

Tested and approved

Delft (the Netherlands), Bordeaux Metropole (France), Brussels-Capital Region (Belgium), Parma (Italy), Riga (Latvia) and Frederikshavn (Denmark) have set up soft loan schemes, getting 18 local banks and financing institutions on board!

Step-by-step Guidebook

Infinite Solutions Guidebook - Financing the energy renovation of residential buildings through soft loans and third-party investment schemes English (en) - italiano (it) In this guidebook, Energy Cities’ members share their experience and guide you through the process of setting up a soft loan financing scheme. The Stuttgart’s ‘care-free energy renovation package’ and third party investment scheme are described in detail in a dedicated case study. Download: PDF - 6.3 Mb

Useful materials

Webinar "Financing the energy renovation of residential buildings through soft loans and third-party investment schemes" - 31 March 2017
Recording
Presentation